Q42023

First Time Buyer Housing Affordability Index

STATE/REGION/COUNTY

Q42023

Q32023

Q42022

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH (SAAR)

28

29

34

$708,190

$4,900

$147,000

CA Condo/Townhomes

39

40

46

$552,500

$3,820

$114,600

Los Angeles Metropolitan Area

29

29

35

$658,750

$4,550

$136,500

Inland Empire

39

40

45

$480,680

$3,320

$99,600

S.F. Bay Area

28

27

33

$1,045,500

$7,230

$216,900

US

53

52

57

$332,950

$2,300

$69,000

S.F. Bay Area

Alameda

25

24

31

r

$1,028,500

$7,110

$213,300

Contra Costa

40

39

45

r

$705,500

$4,880

$146,400

Marin

23

24

25

$1,402,080

$9,690

$290,700

Napa

30

30

32

$772,650

$5,340

$160,200

San Francisco

27

27

27

$1,330,250

$9,200

$276,000

San Mateo

25

25

27

$1,647,640

$11,390

$341,700

Santa Clara

26

25

28

$1,487,710

$10,290

$308,700

Solano

46

46

51

$493,000

$3,410

$102,300

Sonoma

31

31

36

$701,250

$4,850

$145,500

Southern California

Los Angeles

22

23

28

$751,750

$5,200

$156,000

Orange

17

17

24

$1,104,580

$7,640

$229,200

Riverside

37

38

43

$526,150

$3,640

$109,200

San Bernardino

45

46

51

$415,620

$2,870

$86,100

San Diego

24

24

31

$791,860

$5,480

$164,400

Ventura

28

28

34

$764,960

$5,290

$158,700

Central Coast

Monterey

18

21

28

$844,900

$5,840

$175,200

San Luis Obispo

21

23

28

$771,380

$5,330

$159,900

Santa Barbara

17

18

24

$930,200

$6,430

$192,900

Santa Cruz

20

20

21

$1,020,000

$7,050

$211,500

Central Valley

Fresno

46

45

50

$344,830

$2,380

$71,400

Glenn

51

50

56

$297,290

$2,060

$61,800

Kern

46

46

49

$323,000

$2,230

$66,900

Kings

50

49

58

$307,700

$2,130

$63,900

Madera

49

49

52

$353,600

$2,440

$73,200

Merced

49

50

55

$327,250

$2,260

$67,800

Placer

48

47

51

$552,500

$3,820

$114,600

Sacramento

42

43

49

$454,750

$3,140

$94,200

San Benito

32

36

40

$663,000

$4,580

$137,400

San Joaquin

40

42

46

r

$464,190

$3,210

$96,300

Stanislaus

43

44

50

$395,250

$2,730

$81,900

Tulare

50

49

52

$310,250

$2,150

$64,500

Far North

Butte

46

46

48

$357,710

$2,470

$74,100

Lassen

68

74

72

$212,080

$1,470

$44,100

Plumas

51

49

52

$331,500

$2,290

$68,700

Shasta

54

53

57

$311,530

$2,150

$64,500

Siskiyou

52

53

50

$260,310

$1,800

$54,000

Tehama

56

55

56

$262,170

$1,810

$54,300

Other Counties in California

Amador

51

47

56

$348,500

$2,410

$72,300

Calaveras

50

47

51

$379,100

$2,620

$78,600

Del Norte

43

45

43

$348,500

$2,410

$72,300

El Dorado

41

42

47

r

$557,180

$3,850

$115,500

Humboldt

40

40

42

$365,080

$2,520

$75,600

Lake

46

49

48

$282,630

$1,950

$58,500

Mariposa

35

33

47

$375,700

$2,600

$78,000

Mendocino

35

32

33

$405,880

$2,810

$84,300

Mono

10

12

18

$873,380

$6,040

$181,200

Nevada

41

40

46

$461,550

$3,190

$95,700

Sutter

50

50

54

$355,940

$2,460

$73,800

Tuolumne

49

49

55

$343,190

$2,370

$71,100

Yolo

38

39

42

$533,580

$3,690

$110,700

Yuba

43

45

51

$370,810

$2,560

$76,800